LGH & Associés is a Swiss company founded in 2022, active in asset management and managed by Laurent Hauswirth and Pascal Descloux. Having their own business for more than 10 years, they decided to pool their skills and their network in order to meet your ever-changing needs.
Protect, manage, perpetuate and transmit your assets according to your personal values. Our mission is to ensure the preservation and enhancement of your assets, whether privately owned or as the owner of a company that you wish to pass on to your heirs, with the available capital that we will have built up together.
In order to protect and optimize your assets, we work with a local and international network of recognized partners.
Our role is to help you make decisions based on an optimal understanding of your individual needs through an exchange of information and ideas, in order to arrive at the best strategic choices.
Laurent Hauswirth has a degree in Banking Economics and has been an asset manager for more than 30 years. He has held positions of responsibility in various reputable banks in Switzerland and abroad.
Thanks to his experience, and especially during the recent stock market crises, he noticed that customers holdings were generally not sufficiently protected in spite of dynamic strategies put in place in Banks and in comparison to clients’ assets. This is why he was inspired to set up a structure allowing his clients to benefit from a comparable management similar service and thus, optimize the performance of their investments, but especially to reduce the risks.
As a sports enthusiast, especially skiing and tennis, Laurent appreciates the spirit of competition, but also fair play.
Epicurean, he enjoys convivial moments around a table.
Pascal Descloux holds a federal banking diploma and a financial advisor’s license. He has over 35 years of experience. He has worked in the fields of banking, insurance, private and commercial credit, financial analysis and asset management. He ran a regional bank.
In order to better serve his clients, he decided to create his own entity in 2004. He found that banks were too focused on short-term profit and lacked the sensitivity to understand the needs of the customer.
Initiator and founding member of
ACCESS
which brings together some thirty independent asset management companies in Switzerland, he has succeeded in pooling the skills of the members in order to benefit their clients.
President of a martial arts club, Pascal Descloux is also interested in classical music. He is a fine connoisseur and lover of wines from the Mediterranean region.
By starting with an exchange of ideas, by listening to your concerns and by popularizing the various problems you have to face (sometimes complicated by certain establishments in order to enhance their products), we clarify the individual needs in order to allow you to clearly understand the stakes and to arrive at the best strategic choices.
Audit by our network of bankers (asset managers, financial analysts, credit managers, SME and corporate managers), insurance experts, real estate experts, tax experts, lawyers and financial planners is a structure comparable to a "human-sized" family office. Our organization can easily be compared to the asset management of large fortunes or the management of your company's capital, and enables us to respond to your needs efficiently.
We'll present you with the results of our specialists' evaluations and analyses, and help you make the right choices. Our solutions as well as our products allow you to benefit from our structure while keeping your relationships with your bank or your other providers. You benefit from transparent pricing, budgeted services, and fees negotiated directly by LGH with its various service providers.
After validation, we implement the different solutions. Together we set deadlines for each of our goals to improve follow-up.
We do not limit ourselves to the assets you entrust to us, but include in our thinking the whole of your assets. This approach allows us to take a global view. If, for example, you entrust us with the management of a securities portfolio, we define its importance and function together. Is it a simple liquidity reserve or does it represent a major part of your assets? Such a global vision allows us to control the overall risk for your assets. Moreover, it leads us naturally to a number of other considerations, in particular tax and inheritance, generating risk-free performance.
Your wealth evolves throughout your life, influenced positively or negatively by your various private or professional situations, but also by changes in the law and the markets. We (LGH and our partners) have the expertise and the overview. As soon as an opportunity arises, we will notify you! It is unfortunate that you only act when you meet with your advisors. Tracking your business and monitoring your assets allows you to anticipate and make the right decisions, which will ultimately lead to sustainable wealth creation.
The first step is without obligation!
LGH & Associés helps individuals, entrepreneurs or families, whether or not they are established in Switzerland, to find simple, rapid and effective financial solutions.
+41 (0)21 311 29 60
+41 (0)79 286 41 14
p.descloux@lgh-associes.ch
+41 (0)21 311 29 60
+41 (0)78 860 14 44
l.hauswirth@lgh-associes.ch
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